If someone uses a credit card in a store there is typically a camera. If someone uses their computer to make a purchase there is often a way to trace it.
Chargeback fraud also known as friendly fraud happens when a consumer makes an online purchase with his credit card and then calls the card issuer and requests a refund citing fraud.
How to commit credit card fraud without getting caught. Online fraudsters can buy stolen information from 5 to 50 depending on the origin. Your managers know how much money you make. Getting away with credit card theft isn t easy trabin says.
The bank refunds the money and the consumer keeps the goods leaving the merchant on the hook for the cash. The best way to avoid legal troubles is to avoid using someone else s credit card without their permission in the first place. If you start flashing around expensive possessions that don t fit with your salary they will start to get suspicious.
Don t use the i got an inheritance excuse either. After that some are able to manufacture a genuine looking credit card from blanks program the magnetic strips. By all means do not show up at work with an expensive item purchased with the proceeds of your fraud.